哈尔滨有哪些小众效果好的考研辅导班

金融硕士专业学位项目主要培养具有坚实金融学理论基础和较高应用技能的专业人才，培养学生综合运用金融学、经济学、管理学、现代计量分析手段解决理论问题与实践问题的能力，使学生既了解国际金融业的前沿发展，又能密切联系中国的实践，具备比较强的研究能力和创新潜力，可以适应金融管理部门、各类金融机构和研究机构的工作

　　一、阅读词汇分类

　　词汇是考研阅读的基础，主要难点在于一词多义与词义的精确把握。一词多义指一个常见词有多个意义，但考试时考的是该词不太常见的意义。例如，check的常见意思是“检查”，而考研阅读中常考“限制”这一意思。

　　对于词义的精确把握也影响答案的选择，尤其是对一个词汇意义的褒贬进行判断时。例如，anecdote（奇闻轶事）用于描述一件事情的真实性时，表示负评价，即该事情并不存在：the mass of business anecdote that points to a leap in productivity（1998年考研阅读第二篇第二段末句）。所以，复习阅读词汇时要分类进行：核心词汇、一词多义的词汇与表示态度倾向的词汇。下面以2003年考研阅读第三篇文章为例说明如何区分和记忆上述几类词汇。

　　二、2003年考研阅读第三篇词汇分析

　　In recent years, railroads have been combining with each other, merging into super systems, causing heightened concerns about monopoly. As recently as 1995, the top four railroads accounted for under 70 percent of the total ton-miles moved by rails. Next year, after a series of mergers is completed, just four railroads will control well over 90 percent of all the freight moved by major rail carriers.

　　Supporters of the new supersystems argue that these mergers will allow for substantial cost reductions and better coordinated service. Any threat of monopoly, they argue, is removed by fierce competition from trucks. But many shippers complain that for heavy bulk commodities traveling long distances, such as coal, chemicals, and grain, trucking is too costly and the railroads therefore have them by the throat.

　　The vast consolidation within the rail industry means that most shippers are served by only one rail company. Railroads typically charge such “captive” shippers 20 to 30 percent more than they do when another railroad is competing for the business. Shippers who feel they are being overcharged have the right to appeal to the federal government’s Surface Transportation Board for rate relief, but the process is expensive, time consuming, and will work only in truly extreme cases.

　　Railroads justify rate discrimination against captive shippers on the grounds that in the long run it reduces everyone’s cost. If railroads charged all customers the same average rate, they argue, shippers who have the option of switching to trucks or other forms of transportation would do so, leaving remaining customers to shoulder the cost of keeping up the line. It’s a theory to which many economists subscribe, but in practice it often leaves railroads in the position of determining which companies will flourish and which will fail. “Do we really want railroads to be the arbiters of who wins and who loses in the marketplace? ” asks Martin Bercovici, a Washington lawyer who frequently represents shippers.

　　Many captive shippers also worry they will soon be hit with a round of huge rate increases. The railroad industry as a whole, despite its brightening fortunes. still does not earn enough to cover the cost of the capital it must invest to keep up with its surging traffic. Yet railroads continue to borrow billions to acquire one another, with Wall Street cheering them on. Consider the $10.2 billion bid by Norfolk Southern and CSX to acquire Conrail this year. Conrail’s net railway operating income in 1996 was just $427 million, less than half of the carrying costs of the transaction. Who’s going to pay for the rest of the bill? Many captive shippers fear that they will, as Norfolk Southern and CSX increase their grip on the market.

　　11. According to those who support mergers railway monopoly is unlikely because.

　　[A] cost reduction is based on competition

　　[B] services call for cross-trade coordination

　　[C] outside competitors will continue to exist

　　[D] shippers will have the railway by the throat

　　12. What is many captive shippers attitude towards the consolidation in the rail industry?

　　[A] Indifferent. [B] Supportive.

　　[C] Indignant. [D] Apprehensive.

　　13. It can be inferred from Paragraph 3 that.

　　[A] shippers will be charged less without a rival railroad

　　[B] there will soon be only one railroad company nationwide

　　[C] overcharged shippers are unlikely to appeal for rate relief

　　[D] a government board ensures fair play in railway business

　　14. The word “arbiters” (Line 7, Paragraph 4)most probably refers to those.

　　[A] who work as coordinators [B] who function as judges

　　[C] who supervise transactions [D] who determine the price

　　15. According to the text, the cost increase in the rail industry is mainly caused by.

　　[A] the continuing acquisition [B] the growing traffic

　　[C] the cheering Wall Street [D] the shrinking market

　　核心词汇：

　　merge 合并

　　heighten 使提高，加强

　　monopoly 垄断

　　freight货物，运费

　　substantial可观的，大量的；实质的，真实的

　　coordinated协调的

　　bulk （巨大的）体积，大量；（大）块

　　consolidation巩固，加强

　　appeal （to）申诉，上诉；吸引

　　captive被俘虏的（文中指shippers—托运商受制于铁路公司）

　　discrimination歧视；区别

　　flourish繁荣

　　一词多义的词汇（本文的意思，就是第一个意思非该词的最常见意义）：

　　ground理由，根据；地面

　　subscribe同意，赞成；订购，订阅

　　表示态度倾向的词汇：

　　indignant愤慨的

　　apprehensive 忧虑的，担心的

　　上述的词汇对理解全文与选择答案影响很大，特别是表示态度倾向的词汇indignant和apprehensive，直接关系到12题的答案选择。复习时应将各课的词汇（包含问题与选项中的词汇）按照上述分类整理记忆，以提高答题的正确率。